Equipment leasing
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Realising investments, preserving equity, safeguarding liquidity
Equipment leasing
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At a glance
- Assets must have a useful life of more than one year; they must be potentially available for use by third parties.
- Payment for wear and tear: the lease term depends on the depreciation for wear and tear or the technical useful life (pay-as-you-earn).
- The leasing company transfers capital goods or intangible goods to the lessee for their use, but remains owner of the assets.
- Lessees can return, purchase, or continue to lease the asset when the lease term ends, depending on the contract.
Your benefits,
More flexibility, especially in growth phases
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Room for investment
Equipment leasing allows you to use capital goods without delving into equity or other own funds.
Off-balance sheet financing
As a consequence, equipment leasing improves your balance sheet ratios and credit ratings.
Tax benefits
Lease instalments are treated as operating expenses – and are fully income tax-deductible.
Commerz Real,
Sustainability at its best – responsibility leading to success
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Commerz Real AG boasts 50 years of market experience and assets under management of approximately €34 billion. Comprehensive asset management know-how and a broad range of structuring expertise are what characterises Commerz Real's range of services of tangible asset-oriented fund products and individual financing solutions. The range of funds comprises the open-ended hausInvest real estate fund, klimaVest (the first private investor impact fund for real assets), institutional investment products, and entrepreneurial participations of the CFB Invest brand.
Other benefits,
Investing – it's a simple as that
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Reliable and full of options
- Long-term planning certainty
Regular instalments offer a reliable basis for your calculations and certainty for your planning. - Investing without limitations
Commerz Real Mobilienleasing GmbH's commercial leasing offering allows you to choose the best products for your company – independently and without limitations. You are not bound to any specific manufacturers or suppliers.
Flexible contracts and high-quality advice
- Flexible contract design
Whether you wish to make large investments or finance smaller purchases – lease agreements can be tailored to your individual business needs. - Advisory services at their best
We will always draw up a lease agreement that takes your company's specific requirements into account. Instalments, term, and special payments can be adjusted as per your wishes.
Real-time calculation with non-binding indicative price
- Commercial investments starting at €5,000
- Leasing and hire purchases, from the supplier or manufacturer of your choice
- Individual adjustments upon request