Financing, Leasing: realising investments, preserving equity, safeguarding liquidity

Commerz Leasing GmbH offers made-to-measure investment solutions for all your mobile operating assets.

  • inclusive
    The objects most frequently leased are commercial vehicles, machinery, operating equipment, and intangible goods
  • inclusive
    Commerz Leasing GmbH: more than 50 years of experience in Germany's SME sector
  • inclusive
    Commerzbank's manufacturer-independent leasing company

At a glance

There's hardly anything companies cannot lease.
  • Assets must have a useful life of more than one year; they must be potentially available for use by third parties.
  • Payment for wear and tear: the lease term depends on the depreciation for wear and tear or the technical useful life (pay-as-you-earn).
  • The leasing company transfers capital goods or intangible goods to the lessee for their use, but remains owner of the assets.
  • Lessees can return, purchase, or continue to lease the asset when the lease term ends, depending on the contract.

Your benefits
, More flexibility, especially in growth phases

Room for investment

Leasing allows you to use capital goods without delving into equity or other own funds.

Off-balance sheet financing

As a consequence, leasing improves your balance sheet ratios and credit ratings.

Tax benefits

Lease instalments are treated as operating expenses – and are fully income tax-deductible.

Your contacts

We offer tailor-made leasing solutions. Our leasing experts are there for you, helping you to select the best leasing product for your needs.

Other benefits
, Investing – it's a simple as that

Reliable and full of options

  • Long-term planning certainty
    Regular instalments offer a reliable basis for your calculations and certainty for your planning.
  • Investing without limitations
    Commerz Leasing GmbH's commercial leasing offering allows you to choose the best products for your company – independently and without limitations. You are not bound to any specific manufacturers or suppliers.

Flexible contracts and high-quality advice

  • Flexible contract design
    Whether you wish to make large investments or finance smaller purchases – lease agreements can be tailored to your individual business needs.
  • Advisory services at their best
    We will always draw up a lease agreement that takes your company's specific requirements into account. Instalments, term, and special payments can be adjusted as per your wishes.

Real-time calculation with non-binding indicative price

Planning investments in plant, machinery, equipment, and vehicles has never been easier! Use our leasing calculator to calculate leasing and hire purchases in real time.
  • Commercial investments starting at €5,000
  • Leasing and hire purchases, from the supplier or manufacturer of your choice
  • Individual adjustments upon request

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