Pension schemes

Company pension schemes: a powerful tool for employers

Company pension schemes form the second pillar of Germany’s pension system, supplementing the financial safety cushion of employees after their retirement. An attractive company pension is a powerful recruitment tool and helps strengthen employee loyalty. Together with our strong partner, Allianz, we are there for you to help you set up your company-internal pension scheme.
  • Employer-financed, employee-financed and jointly financed schemes
  • Five implementation options

At a glance

Why you should have a company pension scheme for your employees
  • Together with job security and career opportunities, a company pension scheme is great recruitment tool.
  • Offering your employees a company pension at favourable terms will help them identify more with their employer and increase their satisfaction and motivation.
  • We help you find a customised, high-quality solution to raise your attractiveness as an employer.

What we offer

The entire range of company pension solutions from a single source

We help you find the solution that best suits the specific situation of your company.

We help you find the solution that best Analysis and solutions

Together with our cooperation partners, we offer qualified advice on all implementation options to find the solution that best suits your needs. You already have a pension scheme? We will help you get the most out of it.

Full clarity about prerequisites and implications

We can tell you how your company pension scheme will impact your balance sheet and keep you up-to-date on applicable collective pay agreements and the legal framework.

Full service

Leave managing your scheme to us: we offer you a full service range, including capital investments.

How you can benefit

Let us help you boost your employer attractiveness

Covering all implementation options

Get qualified advice on all five implementation options

For each and every requirement

Choose from the entire product range for capital backing, insolvency protection and administration

Market-leading products

Benefit from market leader Allianz’s insurance solutions

Advisory process

Three steps to setting up your company pension scheme

Step 1

Detailed analysis

We analyse your individual situation.

Step 2

Customised solutions

We find the best solution for you, taking the applicable collective pay agreements and legal requirements into account.

Step 3

Full implementation

Upon request, we support you with employee advice and communication.

Safeguarding pension commitments and working time accounts

CommerzTrust GmbH:
Flexible master trust solutions

Our wholly-owned subsidiary offers you comprehensive services when it comes to

  • pension commitments and
  • insolvency protection for working time accounts and other employee entitlements.