Digital Guarantee Management, Multi-guarantor solutions for the efficient management of all guarantees via a single platform

Companies are looking to manage guarantees via a centralised platform – this applies in particular to those that maintain business relationships with several banks. Together with Digital Vault Services GmbH (DVS), we offer our corporate clients precisely such a platform – fast, clear and transparent to

issue and manage paper-based as well as digital guarantees.
use a digital repository for the secure custody and management of your guarantees.
maintain an overview of your guarantee exposure at all times

Benefits of digital guarantee management
, Efficient and transparent management in a single system

Optimised processes

Digital orders, issuance and management of your guarantee orders helps to streamline your processes.

Enhanced efficiency

Centralised real-time processing and 24/7 access boost efficiency

Enhanced transparency

Clear overview of all guarantee exposures that can be exported to MS Excel

Reduced risk

Digital processes minimise the risk of counterfeiting or manipulation.

Full legal effect

Digital guarantees are just as reliable and legally valid as paper-based guarantees.

24/7 access

Whether applicant or beneficiary: all parties have access to guarantees at any time.

Guaranteed protection

Prerequisites for digital guarantee management

All parties involved (applicant, guarantor and, if applicable, beneficiary) enter into a contract with DVS and the respective guarantor.
All parties have secure access to the Guarantee Vault Platform via web interface.
To get connected via the Guarantee Vault platform, applicants need to submit a connection request to the guarantor. Only authorised and activated users can initiate orders, instruct modifications and/or claims/removals via the platform.

Three steps to digital guarantee management

Step 1

Contract with Digital Vault Services GmbH (DVS)

You enter into a contract with DVS for use of the Guarantee Vault Platform, accepting the terms of use.

Step 2

Contract with Commerzbank

You enter into a user agreement with Commerzbank for sending guarantee orders via the Guarantee Vault Platform.

Step 3

Technical connection on the Guarantee Vault

Using the Guarantee Vault Platform, you submit a connection request to Commerzbank which will be approved by the Bank.

How to use the Guarantee Vault Multi-Guarantor Platform

Step 1

Submitting guarantee orders:

Submit your orders for issuance or modifying guarantees to Commerzbank via the Guarantee Vault Platform.

Step 2

Applicant receives the guarantee

Once the guarantee has been issued, a copy of the guarantee certificate is uploaded and made available to the applicant.

Step 3

Guarantee also provided in digital form

Domestic guarantees can also be provided to beneficiaries in digital form, via the platform. Digital cross-border guarantees will be facilitated at a later stage.

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